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umicofcu.net Rates 

Savings Rates
Share Accounts .25% A.P.Y.
Holiday Club 0.15%A.P.Y.
CD Rates
6month .401% A.P.Y
12month .501% A.P.Y

 

APY= annual percentage yield

Rates and terms are subject to change without notice.

Deposits insured up to $250,000 by the NCUA, a U.S. Government Agency.

Fee Schedule

ACH Return $ 30.00

Auto Transfer from savings $ 3.00

Cashier Check ( when made payable to someone else)  $ 3.00

Copy of a check $ 3.00

Courtesy Pay $ 30.00

Dormant Fee $ 10.00 per month

Draft Return ( member draft)  $ 30.00

Draft Return over the counter $ 40.00

Gift Card $ 4.00

Money Order $ 1.00

Stop pay on a check $ 10.00

Stop pay on a cashiers check $ 40.00

Wire Transfer (domestic) $ 25.00

Wire Transfer ( international) $30.00

 

 

 Welcome UMICO FCU MEMBERS

 

To access your online account, please visit 

www.specialmetalsfcu.com or down load our app

If you experience any problems logging in please call us for assistance.

315-797-3575

 

 

 Bill Pay is temporarily unavailable.   

We are working hard to get this back up and running.

We apologize for the inconvenience.

 

 

 

 

 

 

 

 

 

Sign up today for E-statements and we will credit your regular share account $ 5.00 

You will receive an email monthly letting you know your statement is ready to be viewed through our online banking.

 

 

 

 

 

Sallie Mae Smart Loan Option

(click on the link for more information)

www.salliemae.com/smartoption/umicofcu    

 

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