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umicofcu.net Rates 

Savings Rates
Share Accounts .25% A.P.Y.
Holiday Club 0.15%A.P.Y.
CD Rates
6month .401% A.P.Y
12month .501% A.P.Y

 

APY= annual percentage yield

Rates and terms are subject to change without notice.

Deposits insured up to $250,000 by the NCUA, a U.S. Government Agency.

Fee Schedule

ACH Return $ 30.00

Auto Transfer from savings $ 3.00

Cashier Check ( when made payable to someone else)  $ 3.00

Copy of a check $ 3.00

Courtesy Pay $ 30.00

Dormant Fee $ 10.00 per month

Draft Return ( member draft)  $ 30.00

Draft Return over the counter $ 40.00

Gift Card $ 4.00

Money Order $ 1.00

Stop pay on a check $ 10.00

Stop pay on a cashiers check $ 40.00

Wire Transfer (domestic) $ 25.00

Wire Transfer ( international) $30.00

 

 Welcome UMICO FCU MEMBERS

       We are proud to serve employees and their family members of Utica National Insurance Group

 HOLIDAY LOAN SPECIAL

valid 10/1/22 - 12/31/22

Borrow up to $ 2500.00

12 months

5.99%

 

      Apply today for a low interest rate Home Equity Loan         

           4.49% Fixed Rate          

                                                

 

Sign up today for E-statements and we will credit your regular share account $ 5.00 

You will receive an email monthly letting you know your statement is ready to be viewed through our online banking.

 

 

 

 

 

Sallie Mae Smart Loan Option

(click on the link for more information)

www.salliemae.com/smartoption/umicofcu    

 

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Visa Gift Cards
Available
 
$10 Minimum
$500 Maximum
 

($4 Fee Per Card Purchase)

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