As of December 18, 2018
NEW VEHICLE A.P.R. 2017- 2019
|
12-24mo.
|
36mo |
48 mo. |
60 mo. |
72mo. |
84 mo. |
||
A
|
700+ |
|
3.14% |
3.24% |
3.34% |
3.44% |
3.74%
|
4.24% |
B
|
660-699 |
|
3.35% |
3.45% |
3.55% |
3.65% |
3.95% |
4.45% |
C
|
620-659 |
|
3.86% |
3.96% |
4.06% |
4.17% |
4.47% |
4.97% |
D
|
590-619 |
|
4.64% |
4.74% |
4.85% |
4.96% |
5.27% |
5.77% |
E
|
550-589 |
|
5.88% |
5.98% |
6.08% |
6.20% |
6.51% |
7.01% |
USED VEHICLE A.P.R.
USED VEHICLES 2014-2016
|
12-24mo. |
36mo. |
48 mo. |
60 mo. |
72mo. |
84mo. |
||
A
|
700+ |
|
3.39% |
3.39% |
3.74% |
3.84% |
4.14% |
4.54% |
B
|
660-699 |
|
3.60% |
3.60% |
3.95% |
4.05% |
4.35% |
4.74% |
C
|
620-659 |
|
4.14% |
4.14% |
4.25% |
4.60% |
4.90% |
5.29% |
D
|
590-619 |
|
4.92% |
4.92% |
5.28% |
5.39% |
5.70% |
6.09% |
E
|
550-589 |
|
6.16% |
6.16% |
6.51% |
6.63% |
6.94% |
7.33% |
USED VEHICLES 2013-AND OLDER
12-24 MO 36mo. 48 MO 60MO
A 700+ 5.84% 6.14% 6.34% 6.54%
B 660- 6.09% 6.39% 6.59% 6.79%
699
C 620- 6.84% 7.14% 7.34% 7.54%
659
D 590- 7.59% 7.89% 8.09% 8.29%
619
E 550- 8.34% 8.64% 8.84% 9.04%
589
PERSONAL LOAN A.P.R.
12 mo. |
24 mo. |
36 mo. |
48 mo. |
60 mo. |
|||
A
|
700+ |
8.00% |
8.25% |
8.50% |
8.75% |
9.00% |
|
B
|
660-699 |
8.75% |
9.00% |
9.25% |
9.50% |
9.75% |
|
C
|
620-659 |
9.50% |
9.75% |
10.00% |
10.25% |
10.50% |
|
D
|
590-619 |
12.25% |
12.50% |
12.75% |
13.00% |
N/A |
|
E
|
550-589 |
15.00% |
15.50% |
16.00% |
N/A |
N/A |
RECREATION VEHICLES ( Boats,Jet Skis,Motorcycles,Campers,Snowmobiles)
12-36 mo 48 mo 60mo 72-84 mo
A 700+ 3.69% 4.19% 4.69% 5.19%
B 660- 3.79% 4.29% 4.79% 5.29%
699
C 620- 3.89% 4.39% 4.89% 5.39%
659
D 590- 4.89% 5.39% 5.89% 6.39%
619
E 550- 5.89% 6.39% 6.89% 7.39%
589
Welcome UMICO FCU MEMBERS
We are proud to serve employees and their family members of Utica National Insurance Group
UMICO FCU NOW OFFERS HOME EQUITY LOANS
3.99% FIXED
All closing costs are paid by the Credit Union
Sign up today for E-statements and we will credit your regular share account $ 5.00
You will receive an email monthly letting you know your statement is ready to be viewed through our online banking.
DID YOU KNOW THAT YOU COULD VIEW AND PAY YOUR CREDIT CARD ONLINE?
GO TO www.ezcardinfo.com
LOOKING FOR OUR LOAN RATES?
YOU CAN VIEW OUR CURRENT INTEREST RATES ON THE LEFT HAND COLUMN
WE OFFER *FEE FREE CHECKING*
As of February 10, 2014 Americu FCU is no longer part of the CO-OP Network
*CHECK OUT OUR ATM LOCATOR ON THE LEFT*
WE ARE PARTNERED WITH THE CO-OP ATM NETWORK WHICH GIVES YOU THE ABILITY TO USE YOUR ATM CARD THROUGHOUT THE COUNTRY
(WE OFFER 4 FREE ATM WITHDRAWALS MONTHLY USING CO-OP ATM'S)
LOST OR STOLEN UMICO FCU
VISA DEBIT OR CREDIT CARD?
CONTACT NUMBER:
FOR VISA CREDIT CARDS 1-800-543-5073
FOR VISA DEBIT CARDS 1-800-754-4128
Sallie Mae Smart Loan Option
(click on the link for more information)
www.salliemae.com/smartoption/umicofcu
($4 Fee Per Card Purchase)
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