As of January 1, 2023
NEW VEHICLE A.P.R. 2021- 2023
|
12-24mo.
|
36mo |
48 mo. |
60 mo. |
72mo. |
84 mo. |
||
A
|
700+ |
|
2.79% |
2.89% |
2.99% |
3.09% |
3.39%
|
3.89% |
B
|
660-699 |
|
3.00% |
3.10% |
3.20% |
3.30% |
3.60% |
4.10% |
C
|
620-659 |
|
3.51% |
3.61% |
3.71% |
3.82% |
4.12% |
4.62% |
D
|
590-619 |
|
4.29% |
4.39% |
4.50% |
4.61% |
4.92% |
5.42% |
E
|
550-589 |
|
5.53% |
5.63% |
5.73% |
5.85% |
6.16% |
6.66% |
USED VEHICLE A.P.R.
USED VEHICLES 2018-2020
|
12-24mo. |
36mo. |
48 mo. |
60 mo. |
72mo. |
84mo. |
||
A
|
700+ |
|
3.29% |
3.29% |
3.64% |
3.74% |
4.04% |
4.44% |
B
|
660-699 |
|
3.50% |
3.50% |
3.85% |
3.95% |
4.25% |
4.64% |
C
|
620-659 |
|
4.04% |
4.04% |
4.15% |
4.50% |
4.80% |
5.19% |
D
|
590-619 |
|
4.82% |
4.82% |
5.18% |
5.29% |
5.60% |
5.99% |
E
|
550-589 |
|
6.06% |
6.06% |
6.41% |
6.53% |
6.84% |
7.23% |
USED VEHICLES 2017-AND OLDER
12-24 MO 36mo. 48 MO 60MO
A 700+ 5.24% 5.54% 5.74% 5.94%
B 660- 5.49% 5.79% 5.99% 6.19%
699
C 620- 6.24% 6.54% 6.74% 6.94%
659
D 590- 6.99% 7.29% 7.49% 7.69%
619
E 550- 7.74% 8.04% 8.24% 8.44%
589
PERSONAL LOAN A.P.R.
12 mo. |
24 mo. |
36 mo. |
48 mo. |
60 mo. |
|||
A
|
700+ |
7.00% |
7.25% |
7.50% |
7.75% |
8.00% |
|
B
|
660-699 |
7.75% |
8.00% |
8.25% |
8.50% |
8.75% |
|
C
|
620-659 |
8.50% |
8.75% |
9.00% |
9.25% |
9.50% |
|
D
|
590-619 |
11.25% |
11.50% |
11.75% |
12.00% |
N/A |
|
E
|
550-589 |
14.00% |
14.50% |
15.00% |
N/A |
N/A |
RECREATION VEHICLES ( Boats,Jet Skis,Motorcycles,Campers,Snowmobiles)
12-36 mo 48 mo 60mo 72-84 mo
A 700+ 3.69% 4.19% 4.69% 5.19%
B 660- 3.79% 4.29% 4.79% 5.29%
699
C 620- 3.89% 4.39% 4.89% 5.39%
659
D 590- 4.89% 5.39% 5.89% 6.39%
619
E 550- 5.89% 6.39% 6.89% 7.39%
589
Welcome UMICO FCU MEMBERS
We are proud to serve employees and their family members of Utica National Insurance Group
JANUARY LOAN SPECIAL!!
Borrow up to $ 5000.00
Finance up to 36 months
6.75%
Apply today for a low interest rate Home Equity Loan
4.49% Fixed Rate
Sign up today for E-statements and we will credit your regular share account $ 5.00
You will receive an email monthly letting you know your statement is ready to be viewed through our online banking.
Sallie Mae Smart Loan Option
(click on the link for more information)
www.salliemae.com/smartoption/umicofcu
($4 Fee Per Card Purchase)
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