UMICO Federal Credit Union

We Respect Your Privacy

We have never shared nonpublic personal information except as required by law and we will continue to protect your privacy.

Our Privacy Disclosure Policy

Categories of information that we may collect

We collect nonpublic personal information about you from the following sources:

Information we received from you on applications or other forms, such as: your name, address, social security number, assets, and income.
Information about your transactions with us, our affiliates, or others, such as: your account balance, payment history, parties to transactions, and credit card usage.

Information we received from a consumer reporting agency, such as: your credit worthiness and credit history.

Categories Of Information That We Disclose

We do not disclose any nonpublic personal information about our members or former members to anyone, except as required by law.

Disclosure As Permitted By Law

We may disclose all of the information we collect, as described above to service providers and companies that perform marketing services on our behalf ( for example-check printing companies).

Confidentiality and Security

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

If you ever have questions or concerns about the integrity of your account information, please contact us.

Welcome UMICO FCU MEMBERS

We are proud to serve employees and their family members of Utica

National Insurance Group

UMICO Federal Credit Union

Annual Meeting will be held at 4:30 on August 10, 2021

at Carmella's Cafe.

if you would like to attend, please call the Credit Union to reserve a seat no later than August 6th.

July Loan Special

Any member that takes out a Home Equity Loan

Will receive a $ 300.00 Home Depot or Lowe's gift card at closing ( your choice ).

* loan must be approved by July 31, 2021

NEW TEMPORARY HOURS

Monday through Friday 9-2:30

Apply today for a low interest rate Home Equity Loan

3.49% Fixed Rate

COVID-19 UPDATE

Keeping our members safe

Effective Tuesday March 17, 2020

The credit union will operate with reduced staff from 9-2:30 Monday through Friday.
Members are encouraged to perform transactions electronically or via phone. (Online banking is available 24/7 – contact the Credit Union if you need help logging in).
Certain ATM fees are being waived to facilitate remote banking. If you do not have a debit card, please contact the Credit Union and we will have a card expedited to you.
Exceptions requiring in-person transactions will be handled at door 3 consistent with the process for retirees (contact the credit union in advance).